Privacy Policy

Last updated: 16 June 2026

FinziAI (“the App”, “we”, “us”) is an expense and budget tracker operated by Bikodlab Teknoloji Limited Şirketi (“Bikodlab”). This Privacy Policy explains what data the App processes, why, and your choices. By using the App you agree to this policy.

1. Data we process

• Financial entries you create — amounts, merchant/description, category, date, tags and notes for your transactions, budgets, lists and categories.
• Account data (optional) — if you create an account to sync across devices, we process your email address and an authentication token. Passwords are handled by our authentication provider and are never stored by us in readable form.
• Voice input (optional) — when you use voice entry, audio is transcribed to text using Apple’s on-device/Speech services. We do not store raw audio.
• AI parsing (optional) — if AI transaction parsing is enabled, the text you dictate or type is sent to our secure server function and to our AI provider (OpenAI) solely to extract a structured transaction. It is not used to train models.
• Diagnostics — basic, non-identifying app events (e.g. “transaction saved”) to keep the App reliable.

The App does not connect to your bank and does not access your Apple Pay or Wallet data. Optional automatic logging works only through a Shortcuts automation that you create; the App receives only the amount and merchant you map to it.

2. How data is stored

Your entries are stored locally on your device. If you sign in, they are also synced to your private account on our hosting provider (Supabase). Access is restricted to your account through row-level security, and data is encrypted in transit (HTTPS/TLS).

3. Sharing

We do not sell your data and do not share it for advertising. We use a limited set of processors strictly to operate the App: Apple (App Store, Sign in with Apple, Speech), Supabase (authentication and database hosting), and, only if AI parsing is enabled, OpenAI (text processing). These providers act on our behalf under their own terms.

4. Your rights & choices

• You can use the App fully offline without an account.
• You can edit or delete any entry at any time.
• You can request deletion of your account and associated cloud data by contacting us.
• Depending on your region (e.g. GDPR/KVKK), you may have rights to access, correct, delete, or port your data, and to object to processing.